Will Lenders Pay Borrowers to Take a Mortgage Loan?

Yes, mortgage lenders in the US will pay rebates to borrowers. This is a potentially valuable option which, to my knowledge, is not offered anywhere else in the world. But having options means having to make choices, and this is a difficult one that borrowers often get wrong.

Rebates Defined: A rebate is a credit granted to a borrower by a lender that can be used to pay third party settlement charges and/or to fund the borrower’s escrow account. Rebates are the opposite of points, which are payments made by the borrower to the lender, and …read more

Source: Business


<a href=http://www.huffingtonpost.com/2014/07/25/childhood-trauma-military_n_5621843.html?utm_hp_ref=world&ir=WorldPost class="colorbox">U.S. Military Members Have Higher Rates Of Childhood Trauma: Study</a>

U.S. Military Members Have Higher Rates Of Childhood Trauma: Study

CHICAGO (AP) — Childhood traumas are more common among military members and veterans than among civilians, according to a new study. Researchers say the results support the notion that for some, enlistment serves as an escape from troubled upbringings.

The study is the largest to examine how common bad childhood experiences are among military men and women. Disparities were most striking among men during the volunteer era: More than 25 percent had experienced at least four childhood traumas, versus about 13 percent of civilian men.

“These results suggest that, since the beginning of the all-volunteer U.S. military in …read more

Source: World News


<a href=http://www.huffingtonpost.com/2014/07/25/hillary-clinton-putin-plane-crash_n_5621782.html?utm_hp_ref=world&ir=WorldPost class="colorbox">Hillary Clinton: Putin 'Bears Responsibility' For Malaysia Plane Crash</a>

Hillary Clinton: Putin 'Bears Responsibility' For Malaysia Plane Crash

Former Secretary of State Hillary Clinton said Russian President Vladimir Putin “bears responsibility” for the crash of a Malaysian airliner that was downed last week in eastern Ukraine.

“I think if there were any doubt it should be gone by now, that Vladimir Putin, certainly indirectly — through his support of the insurgents in eastern Ukraine and the supply of advanced weapons and, frankly, the presence of Russian Special Forces and intelligence agents — bears responsibility for what happened,” Clinton said during an interview with CNN’s Fareed Zakaria, which will air this Sunday.

Clinton also said …read more

Source: World News


<a href=http://www.huffingtonpost.com/2014/07/25/jcrew-hashtag-shorts_n_5621676.html?utm_hp_ref=business&ir=Business class="colorbox">Dear God, J.Crew Is Selling Hashtag Shorts</a>

Dear God, J.Crew Is Selling Hashtag Shorts

Because life is absurd and nothing makes sense anymore, clothing store J.Crew has decided to start selling a pair of shorts in “hashtag print.”

What is “hashtag print”? It’s exactly what you think it is: a print with a bunch of #s on it. You know, like on Twitter? Get it, guys? Hashtag #relevant, am I right?

Who knows why we’re taking fashion tips from techies, but here we are.

And here are the #s in all their close-up glory:

hashtag shorts

Will these #shorts …read more

Source: Business


<a href=http://www.huffingtonpost.com/2014/07/25/fired-band-director-jonathan-waters_n_5621833.html?utm_hp_ref=sports&ir=Sports class="colorbox">Fired Ohio State Band Director Vows To Clear Name</a>

Fired Ohio State Band Director Vows To Clear Name

COLUMBUS, Ohio (AP) — The fired director of Ohio State University’s celebrated marching band said through his attorney Friday that he has become a scapegoat for behavior occurring within the organization before his leadership and he’ll fight to clear his name.

The university dismissed band director Jonathan Waters on Thursday after an investigation concluded that he knew about but failed to stop a “sexualized” culture of rituals, including students being pressured to march in their underwear, sing lewd songs and perform sexually themed stunts that yielded often explicit nicknames.

Waters’ attorney, David Axelrod, said the report denigrates Waters’ …read more

Source: Sports


<a href=http://www.huffingtonpost.com/2014/07/25/paris-hilton-carls-jr-commercial_n_5621747.html?utm_hp_ref=business&ir=Business class="colorbox">Paris Hilton Wears A Swimsuit In New Racy Carl's Jr. Commercial</a>

Paris Hilton Wears A Swimsuit In New Racy Carl's Jr. Commercial

Looks like Paris Hilton is up to her old tricks.

Back in 2005, the blonde certainly got viewers’ attention when she washed a car in a steamy Carl’s Jr. Superbowl commercial. Nine years later, Hilton is back at it, this time with the help of swimsuit model Hannah Ferguson.

The 33-year-old socialite, suited up in a strappy black monokini, posted behind-the-scenes photos from her newest ad with the fast food chain on July 24:

Watch the full commercial …read more

Source: Business


<a href=http://www.huffingtonpost.com/2014/07/25/sixth-mass-biological-extinction-event_n_5621215.html?utm_hp_ref=world&ir=WorldPost class="colorbox">Earth Is In The Early Days Of A New Mass-Extinction Event, Researchers Warn</a>

Earth Is In The Early Days Of A New Mass-Extinction Event, Researchers Warn

Remember the mass-extinction event that wiped out the dinosaurs? Earth is apparently on the verge of another great biological extinction, and humans are solely to blame.

Scientists have previously classified five large-scale losses of animal life as mass-extinction events, all of which occurred millions of years ago. In recent years, the planet has seen the loss of hundreds of species of animals, and according to a new analysis from an international team, the planet may be in the early days of its sixth mass-extinction event.

As part of the …read more

Source: World News


<a href=http://www.huffingtonpost.com/2014/07/25/top-google-questions_n_5617358.html?utm_hp_ref=world&ir=WorldPost class="colorbox">Google Shows People Around The World Have Lots Of The Same Questions</a>

Google Shows People Around The World Have Lots Of The Same Questions


If you are in New York and type the words “why am” into Google’s search bar, the first two suggestions offered by Google’s Autocomplete function are “Why am I so tired?” and “Why am I always tired?”

“The Zeitgeist perfectly captured by Google,” HuffPost President and Editor-in-Chief Arianna Huffington wrote earlier this week, reflecting on an American workplace culture fueled by lack of sleep, where boasting about sleep-deprivation is widely — and wrongly — treated as a badge of honor.

To find out what questions people are asking beyond New York, we …read more

Source: World News


<a href=http://www.huffingtonpost.com/eleanor-goldberg/max-steinberg-birthright_b_5617914.html?utm_hp_ref=world&ir=WorldPost class="colorbox">Birthright Didn't Kill American IDF Soldier Max Steinberg</a>

Birthright Didn't Kill American IDF Soldier Max Steinberg

Max Steinberg, a Los Angeles native who upped and moved to Israel alone to volunteer with the Israeli Defense Forces died in combat on Sunday. But according to an editor at Slate, it wasn’t Hamas who killed this 24-year-old. Rather, a funded group trip led to his demise.

Even before his body was lowered into the ground, Allison Benedikt concluded in her callous Slate piece that a tour Max took to Israel two years ago “shares some measure of the blame” in his death.

Back in 2012, Max, along with his brother and …read more

Source: World News


<a href=http://www.huffingtonpost.com/scott-paul/is-what-i-saw-in-detroit_b_5621756.html?utm_hp_ref=business&ir=Business class="colorbox">Is What I Saw in Detroit America's Future?</a>

Is What I Saw in Detroit America's Future?

In Detroit, it’s come down to matters of basic survival: keeping the water turned on, providing basic public services, determining which blocks to raze and which to save. These are decisions no one should have to make. I was in town for Netroots Nation 2014, held last week in the Motor City, and what I saw in Detroit reminded me it doesn’t have to be this way.

We should be having conversations about building on America’s strengths and Detroit’s strengths. And we could, if manufacturing employment, long the backbone of the American middle class and of southeastern Michigan’s economy, hadn’t …read more

Source: Business


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